Surplus Funds Identification

Surplus Funds Identification is the first and most important step in turning a painful foreclosure into a chance for financial relief. We quietly go into the public records for your foreclosure sale and do the detailed digging most people never know is even possible. That means reviewing sale results, trustee or referee reports, court filings, and payoff figures to see whether your property sold for more than what was owed.

If there is a gap between the auction price and the debt, that excess may legally be surplus funds that still belong to you or other eligible parties. Our job is to identify if that surplus exists, how much it appears to be, and where it is currently being held, so you are no longer guessing.

You don't need to understand courthouse records or legal paperwork; we handle the research and explain the findings in clear, everyday language. If we confirm that surplus funds appear available, we then discuss your options for moving forward with a claim through our Foreclosure Equity Recovery Program. 

This service is offered nationwide from our base in Spencerport, NY, and is designed for former homeowners who simply want a straight answer to one question: "Is there money left from my foreclosure that I can still recover?"